Eligible UK students are entitled to apply for a tuition fee loan to cover the full cost of tuition fees.
These are paid direct to the University and you don’t have to pay anything back until you have graduated and are earning over £25,000 (Plan 5) per annum*. While you will pay interest on your student loan, the rate is low in comparison to other loans, and will not impact your credit rating.
Your tuition fee loan will be paid directly to the University when you enrol onto your course.
For daily living costs and other expenses related to your education, you will need to apply for a maintenance loan, bursary or grant.
Whether you qualify for student finance depends on:
- Your university or college
- Your course
- If you’ve studied a higher education course before
- Your age (there's no upper age limit for Tuition Fee Loans)
- Your nationality or residency status
Tuition fee loans are not means tested, you can apply regardless of your existing income or savings.
Your status as a student parent, carer, disabled student, estranged student or care leaver does not have an impact on your eligibility for receiving a tuition fee loan. You are however eligible for extra support with daily living costs and expenses related to your course.
Part time students
Part-time students can apply for a loan to cover the full cost of their tuition fees. providing you are studying at least 25% of the equivalent full-time undergraduate course per year. The maximum part-time tuition fee loan available for 2022/23 is £6,935.
Please note: If you’re repeating modules from a full-time course, you’ll be considered a full-time student for funding purposes and should, therefore, apply as a full-time student.
UK Students outside of England
All eligible students will be able to apply for a tuition fee loan, but the package of student finance for living costs differs across the UK. Please visit the relevant website for more information: